Kostadinović, Gruja, and Marija Ilievska Kostadinović. “INTEGRATION OF TQM AND FINANCIAL MANAGEMENT: IMPACT ON PROFITABILITY AND RISK”. MANAGEMENT HORIZONS 5, no. 1 (December 25, 2025): 113–125. Accessed July 1, 2026. https://hm.edu.rs/index.php/hm/article/view/9.